Philippe H. Berthoud, MBA
Founder & CEO
+41 76 204 4907
Portrait to follow
MJ Group & Associates S.A.
Collina d'Oro · Ticino · Switzerland
Investment Advisory · Family Administration
Swiss Paradise
An investment office and family administration for wealthy families, in the hills above Lake Lugano.
Who we are
Discover
A family office with a story
Our founder Philippe H. Berthoud, the meaning of our name and our partnership with TIM Group.
What we do
Discover
Make or Buy, with clear responsibility
Investment Advisory & Family Administration in-house, best-in-class partners for the rest.
Insights & News
Read
Perspectives on markets and succession
Articles and updates from MJ Group, published here soon.
Contact us
Get in touch
Speak with us in confidence
Book a meeting or reach us by phone and WhatsApp.
MJ Portfolio Box
Build your portfolio from our building blocks
Pick an amount, drop the building blocks into the box and see volatility, performance, liquidity and expected earnings at once.
Our clients
Families with a long horizon
We serve wealthy individuals and families with investable assets from CHF 50 million. For them we act as investment office and take over the daily administration.
CHF 50m+
investable assets
Our home
Collina d'Oro, above Lake Lugano
Set on the sunlit hillside above Lake Lugano in Ticino, our office combines Swiss stability with a Mediterranean calm. Discretion and a long view come naturally here.
Who we are
The family office behind the family
MJ Group & Associates S.A. is a family office in Collina d'Oro, Ticino. It was founded by Philippe H. Berthoud, who brings more than three decades of experience in Swiss and European capital markets to the families we serve.
Our name
Michelle Janjira
A family office built for the next generation
MJ stands for Michelle Janjira, Philippe's daughter. The family office was created for her, and with her future in mind. That is the standard we apply to every family we work with: we think in generations, not in quarters.
Needs Philippe's OK
to follow, supplied by the family
Founder
Philippe H. Berthoud
Founder & CEO, MJ Group · Founder & Partner, TIM Group AG
Philippe H. Berthoud has worked in Swiss and European capital markets since the mid-1990s. He helped build the index provider STOXX Limited and its flagship EURO STOXX 50 in its start-up years, and was involved in licensing the first exchange-traded funds in Europe.
Since then he has focused on alternative and niche investments, fund selection and portfolio strategy for institutional and private clients. In 2025 he founded TIM Group AG in Zurich, which develops income-oriented investment strategies. With MJ Group he brings this experience to wealthy families.
He holds an MBA and speaks six languages.
Career, selected
- Since 2025Founder & PartnerTIM Group AG, Zurich
Income-oriented investment strategies, including TIM Yield Giants and TIM Ultra Conservative plus.
- 2015 – 2026Head Strategy & Fund SelectionTIM-Strategy.com, Zurich
Conservative strategies and fund selection.
- 2011 – 2026Member of the Advisory Committee, later Head Strategies & MarketsPROSPEROUS Group AG, Zurich
Advised institutional clients on core-satellite strategies, classic and alternative, and created investment products such as low-volatility funds of funds.
- 2010 – 2014EEventa, B2B/B2C financial platformSt. Petersburg, Russia
B2B/B2C platform for the Russian banking and financial market; joint venture with INVESTFUNDS.RU to develop GRiP, the first platform for global investment funds in Russia.
- 2003 – 2009Managing Partner / Global Head Business DevelopmentGiF, Zurich
Built a platform distributing investment funds to institutional and wholesale clients; led the acquisition of an asset management company.
- 2006 – 2008Head Business Development EuropeFb US Life Settlement Fund, Zurich
Introduced the first Swiss-managed open-end fund of this niche asset class to the European market.
- 2000 – 2002Director / Head Marketing & Business Development EuropeCOFIMA, Zurich
Distribution of private equity, hedge fund and other alternative investment products.
- 1998 – 2000Vice President / Head Marketing & Sales EuropeSTOXX Limited, Zurich
Led the market launch of STOXX and the EURO STOXX 50; organised the licensing of the first ETFs in Europe.
- 1997 – 1998Vice President Sales & MarketingFlemings Switzerland Ltd, Zurich
Institutional sales Switzerland.
- 1994 – 1996Deputy Director FinanceSwiss Federal Office for Military Airfields (BAMF)
Education
- Post-diploma, Management of Renewable EnergiesUniversity of St.Gallen (HSG), 2015 – 2016
- MBA, General ManagementStanford University Graduate School of Business, 2003 – 2005
- MBA, Business Administration and ManagementUniversity of Zurich, 2003 – 2005
- EconomicsZurich University of Applied Sciences, 1989 – 1992
Languages
We speak with our clients in their language.
EnglishGermanFrenchItalianPortugueseRussian
In partnership with
Investment strategies by
TIM Group AG, ZurichTIM Group, “The Income Masterclass”, was founded by Philippe H. Berthoud in 2025. It develops income-oriented strategies with a focus on investment security, global diversification and low correlation to traditional markets. MJ Group uses these strategies as building blocks for its clients' portfolios.
What we do
Investment Advisory & Family Administration
Service line
Investment Advisory
The job of an Investment Office from A to Z, for wealthy families.
Service line
Family Administration
Responsibility for the daily administration and real estate of the family.
A family office manages the wide range of financial and personal needs for wealthy families. Its responsibilities usually include wealth management and tax planning, alongside estate and succession planning to pass wealth to the next generation.
They also handle day-to-day administrative tasks and oversee philanthropic activities. Some even provide lifestyle management, concierge services and security management for the family.
Approach
Our Make-or-Buy approach
Our core is the job of an Investment Office from A to Z (Make), and we take over the responsibility for the daily administration and real estate. All other activities are handled by best-in-class partner companies (Buy).
Make
In-house
Our own responsibility
- Investment Office A–Z
- Daily administration
- Real estate
Buy
Best-in-class partners
Specialists we select and oversee
- Tax planning
- Estate & succession planning
- Philanthropy
- Lifestyle management & concierge
- Security management
Investment philosophy
Conservative, but smart
Our investment approach follows four principles that Philippe H. Berthoud has applied for institutional and private clients over many years.
01
Security first
Protecting the family's wealth comes before chasing returns.
02
Steady income
A focus on strategies that generate regular, predictable income.
03
Global diversification
Spread across regions, asset classes and strategies.
04
Low correlation
Niche strategies that move largely independently of equity and bond markets.
Portfolio construction
Core and satellites
We build portfolios on the core-satellite principle, in a classic and an alternative style.
Core
Stability
The broad, diversified base of the portfolio
- Global, broadly diversified allocation
- Low volatility
- Liquidity for the family's needs
Satellites
Income
Selected strategies from TIM Group
- TIM Yield Giants
- TIM Ultra Conservative plus
- Niche strategies such as UK litigation funding and London property
Try the building blocks yourself
Combine the strategies in the MJ Portfolio Box and see risk, liquidity and expected income at once.
Some of the strategies mentioned are available to professional and qualified investors only. This information does not constitute an offer or investment advice. Past performance is no indication of future results. Needs Philippe's / legal OK
Insights & News
Perspectives from MJ Group
Perspectives on markets, income strategies and succession from MJ Group and its founder.
Core-satellite strategies, classic and alternative style
Philippe H. Berthoud at the Family Office Summit India: an introduction to core-satellite strategies and the construction of the GLAXX Index, a global asset allocation index with different risk and return profiles.
Slides from Philippe?Second insight coming soon
A short summary of the article will appear here.
PlaceholderThird insight coming soon
A short summary of the article will appear here.
PlaceholderContact us
Speak with us in confidence
Office
MJ Group & Associates S.A.
Collina d'Oro, Ticino, Switzerland
Your contact: Philippe H. Berthoud
Via Sott cà 7
6926 Collina d'Oro (TI)
Email
PHB@MJ-GROUP.ch
Appointments
Materials
Business card & flyer
Appointments
Book a meeting
Choose the kind of meeting, pick a date and time, and tell us how to reach you. Philippe H. Berthoud will confirm personally.
Choose a meeting
Select date & time
Time zone: Europe/Zurich (CET/CEST)
Available times
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Requests are confirmed personally by email. Times are shown in Swiss time (Europe/Zurich).
Legal
Imprint
DraftDraft: to be reviewed by MJ Group and its legal advisor before publication.
Publisher
- Company
- MJ Group & Associates S.A.
Société anonyme / Aktiengesellschaft under Swiss law - Address
- Via Sott cà 7
6926 Collina d'Oro (TI), Switzerland - Represented by
- Philippe H. Berthoud, Founder & CEO
- PHB@MJ-GROUP.ch
- Phone
- +41 76 204 4907
Commercial register
- Register
- Commercial Register of the Canton of Ticino
- UID
- CHE-Number to follow
- VAT number
- To follow, if applicable
Regulatory information
MJ Group & Associates S.A. is not subject to supervision by the Swiss Financial Market Supervisory Authority FINMA. Investment management is carried out in cooperation with TIM Group AG, Zurich. To be confirmed by legal advisor
Disclaimer
The information on this website is for general information only. It does not constitute investment, legal or tax advice, nor an offer or a solicitation to buy or sell any financial instrument or service.
MJ Group & Associates S.A. assumes no liability for the accuracy, completeness or timeliness of the information provided. To the extent permitted by law, we accept no liability for damages arising from access to or use of this website.
External links
This website may link to third-party websites. The content of linked sites is the sole responsibility of their respective operators. We have no influence on it and accept no responsibility for it.
Copyright
The content, logo and design of this website belong to MJ Group & Associates S.A. Reproduction, in whole or in part, requires our prior written consent.
Legal
Privacy Policy
DraftDraft: to be reviewed by MJ Group and its legal advisor before publication.
This policy explains how MJ Group & Associates S.A. processes personal data on this website. It is based on the Swiss Federal Act on Data Protection (FADP) and, where applicable, the EU General Data Protection Regulation (GDPR).
1. Controller
The controller is MJ Group & Associates S.A., Via Sott cà 7, 6926 Collina d'Oro (TI), Switzerland.
Contact for data protection: Philippe H. Berthoud, PHB@MJ-GROUP.ch.
2. Scope
This policy applies to this website and to the meeting request form on it.
3. Data we process and why
Website access
Our hosting provider automatically processes technical data when you visit the site: IP address, date and time, page requested, browser and referrer. This is needed to deliver the site and keep it secure. The host keeps server logs for a short period.
Meeting requests
When you request a meeting, we process your first and last name, phone number, email address, the chosen meeting type, date and time, your preferred format and any additional information you provide. We use this to arrange and prepare the meeting and to contact you about it.
Our legal basis is your consent and pre-contractual steps taken at your request (GDPR Art. 6(1)(a) and (b) where GDPR applies).
Contact by email, phone or WhatsApp
If you contact us directly, we process the data you send us in order to answer your request.
Please do not send sensitive financial details through the form.
4. Service providers and disclosure
- Netlify, Inc. (San Francisco, USA): website hosting and receipt of form submissions (Netlify Forms). Data may be processed in the USA.
- Google Fonts (Google Ireland Ltd. / Google LLC): fonts are loaded from Google's servers, which transmits your IP address to Google.
- WhatsApp (Meta Platforms): only if you choose to contact us via WhatsApp. Their privacy policy applies.
- Gmail (Google Ireland Ltd. / Google LLC): our email is handled by Google. Emails you send us may be processed in the USA.
We do not sell your data and we do not use it for advertising.
5. Transfers abroad
Some of our providers process data in the USA and other countries. Where these countries do not have adequate data protection, we rely on recognised safeguards such as the Swiss-U.S. Data Privacy Framework (where the provider is certified) or standard contractual clauses.
6. Cookies and tracking
This website does not use cookies for tracking, analytics or advertising, and it contains no tracking tools.
7. Retention
We keep meeting requests for as long as needed to arrange the meeting and follow up. If no client relationship results, we delete them after 12 months, to be confirmed. We keep data longer where the law requires it.
8. Your rights
You have the right to access, rectification, deletion, restriction of and objection to processing, and data portability. You may withdraw your consent at any time with effect for the future. To exercise your rights, email PHB@MJ-GROUP.ch.
You may also complain to the Federal Data Protection and Information Commissioner (FDPIC, www.edoeb.admin.ch) or, in the EU/EEA, to your local supervisory authority.
9. Security
We apply reasonable technical and organisational measures to protect your data. This website is served over encrypted HTTPS.
10. Changes to this policy
We may update this policy from time to time. The current version is always published here.